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Personal Finance

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Personal Deposits

Bank Cards

Jiucheng Card
Jiucheng Card is a debit card product issued by our bank with functions such as cash deposit and withdrawal, transfer and settlement, consumption, and financial management. You will be exempt from the following fees: card issuance fee, annual fee, SMS notification service fee, handling fee for ATM (UnionPay) non-local and inter-bank withdrawals, handling fee for ATM (UnionPay) non-local and inter-bank transfers, handling fee for online banking inter-bank transfers, loss reporting fee, and production fee for the card being reported as lost
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Social Security Card
The social security card is an integrated circuit card issued jointly by the Ministry of Human Resources and Social Security and commercial banks for the general public. It serves as an electronic certificate for cardholders to enjoy human resources and social security rights and interests, as well as other public service rights and interests provided by the government.   It has basic social security application functions such as identity certificate, information recording, information inquiry, medical settlement, payment, and benefit collection, as well as financial application functions such as cash deposit, withdrawal, and transfer.
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Customized Card
Your bank card, your choice! Personal customization to showcase your dignity! Whether it's a happy family photo, a sweet wedding photo, an adorable baby photo, or a cute pet photo, we can use it to create a bank card that belongs solely to you~ Not only is it highly personalized, but you'll also enjoy special offers when you apply for and use the card~ You will be exempt from the following fees: card issuance fee, annual fee, SMS notification service fee, handling fee for ATM (UnionPay) non-local and inter-bank withdrawals, handling fee for ATM (UnionPay) non-local and inter-bank transfers, and handling fee for online banking inter-bank transfers
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Zodiac Cards
About Constellation Card Constellation Card is a general financial debit card product issued by Luzhou Bank with functions such as cash deposit and withdrawal, transfer and settlement, consumption, and financial management. It supports online operation with real-time transfer-in but does not allow overdrafts. Supplementary cards can be set under it. Card Benefits Free card issuance with no annual fees, no charges for SMS notifications, and no costs for online banking services. Application Process   1. Fill in the application form at our outlets in Chengdu with your valid identity certificates; 2. Make an appointment for door-to-door bank service in Chengdu's urban and surrounding areas to enjoy free card activation service at home within two weeks. (Choose one of the above methods.)   *The Constellation Card is piloted only at the Chengdu branches of Luzhou Bank.
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Convenient Financial Services

Medical Insurance and Social Insurance Collection and Withholding Services
Service introduction: Collection of endowment insurance for urban and rural residents, endowment insurance for individual personnel and enterprise employees, and medical insurance for urban and rural residents; Withholding of work-related injury endowment insurance, endowment insurance for enterprise employees, endowment insurance for government agencies and institutions, supplementary medical insurance, and medical insurance for employees of enterprises (government agencies and institutions). Handling procedures for the collection of social insurance premiums for individual personnel: The applicant or the agent shall handle the business at the counter of our bank with the applicant's ID card or household register. Handling procedures for the collection of social insurance premiums for employees of units (enterprises, government departments, and public institutions): Units (enterprises, government departments, and public institutions) shall handle the business at the counter of our bank with the bank payment vouchers printed at the tax bureau. If the settlement is made through a corporate account, the reserved seal shall be affixed to the bank payment vouchers. Handling procedures for the withholding of social insurance premiums for employees of units (enterprises, government departments, and public institutions): Units (enterprises, government departments, and public institutions) holding the business license (government departments and public institutions holding the certificate of public institution with legal person status) shall authorize their handlers or legal persons to bring their ID cards, official seals, and legal person seals to our counter to sign a tripartite withholding agreement.
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Water Fee Collection
Service introduction: Water fee collection and withholding refers to the process where clients sign an entrusted withholding agreement with our bank to enable regular automatic withholding, or directly handle water bill payments via cash or transfer. Applicable objects: Water supply clients of Luzhou Xinglu Water (Group) Co., Ltd. Payment methods: (I) Entrusted withholding Take your ID card, bank card, and water bill user card to business outlets of our bank to sign an entrusted withholding agreement. (II) Self-service payment 1. Payment in cash: It can be handled at the counter of business outlets of our bank; 2. Payment by transfer: You can handle the business at the counter of our outlets with your bank card, or through online banking, mobile banking or self-service machines. The payable amount of the water fee is provided by Luzhou Xinglu Water (Group) Co., Ltd. If you have any doubt about the payment amount, please contact the water company.
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Gas Fee Collection
Service introduction: Gas fee collection and withholding refers to the process where clients sign an entrusted withholding agreement with our bank to enable regular automatic withholding, or directly handle gas bill payments via cash or transfer. Applicable objects: Gas supply clients of Luzhou China Resources Xinglu Gas Co., Ltd. and Luzhou Naxi Xingran Gas Co., Ltd. Payment methods: (I) Entrusted withholding Take your ID card, bank card, and gas bill user card to business outlets of our bank to sign an entrusted withholding agreement. (II) Self-service payment 1. Payment in cash: It can be handled at the counter of business outlets of our bank; 2. Payment by transfer: You can handle the business at the counter of our outlets with your bank card, or through online banking, mobile banking or self-service machines. The payable amount of the gas fee is provided by Luzhou China Resources Xinglu Gas Co., Ltd. If you have any doubt about the payment amount, please contact the gas company.
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Agency Sales Services